Referrals & savings

Earn & Save from Day One

Links we use ourselves. You save money — we earn a small commission that keeps this site free for everyone.

Service	What it does	You get	Best for
💸 Wise	Send money home at the real Google exchange rate. Fees from 0.5%.	Free first transfer	Any country	Open →
🏦 Monzo	Easiest UK bank — open in 10 mins, passport only, no NI needed.	£5 free cash	First UK bank account	Open →
🏛️ Lloyds Bank	Full UK high street bank. Switch your current account for a cash bonus.	£175 cash bonus	Once you have a UK account	Open →
🌍 Revolut	Multi-currency wallet, great for European travel and spending abroad.	1 free premium month	Travel & multi-currency	Open →
💷 Remitly	Fast transfers to India, Nigeria, Pakistan, Kenya and 100+ countries.	£10 off first transfer	India, Nigeria, Pakistan	Open →
🇮🇳 Aspora	Live Google rate to India. Zero markup. Use code DD9E7AEB.	Free first transfer	India transfers only	Open →

💡 Pro tip — how to get the most

Open Monzo first (fastest, 10 mins, passport only). Then open Wise or Aspora to send money home — both save 3–5% compared to UK banks. Apply for Lloyds once you have a Monzo account to get the £175 switching bonus.

💸 How much do you save sending £500 home?

Method	Exchange rate	Fee on £500	You save vs bank
UK bank (e.g. Barclays)	3–5% markup	£15–25	Baseline
💸 Wise	Mid-market (Google rate)	~£4–7	Save £10–18
🇮🇳 Aspora (India)	Live Google rate	~£2–4	Save £13–21
💷 Remitly	Very competitive	~£3–6	Save £10–19

💰 Earn money

Refer a friend — earn £5

Know someone coming to the UK? Share your unique referral link. When they book an airport pickup, you both get £5 cashback — paid direct to your account.

Share your unique link with a friend coming to the UK

They register and book their airport pickup

You both receive £5 — no limit on referrals

Your referral link

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Also earn by referring friends to UK Student Hub

Earn £5 for every friend who books an airport pickup through your personal referral link.

Get My Referral Link →