| 💸 Wise | Send money home at the real Google exchange rate. Fees from 0.5%. | Free first transfer | Any country | Open → |
| 🏦 Monzo | Easiest UK bank — open in 10 mins, passport only, no NI needed. | £10–£50 bonus | First UK bank account | Open → |
| 🏛️ Lloyds Bank (generate your link in Lloyds app) | Full UK high street bank. Switch your current account for a cash bonus. | £50 each cash bonus | Once you have a UK account | Open → |
| 🌍 Revolut | Multi-currency wallet, great for European travel and spending abroad. | Bonus varies | Travel & multi-currency | Open → |
| 💷 Remitly | Fast transfers to India, Nigeria, Pakistan, Kenya and 100+ countries. | £15 bonus | India, Nigeria, Pakistan | Open → |
| 🇮🇳 Aspora | Live Google rate to India. Zero markup. Use code DD9E7AEB. | Free first transfer | India transfers only | Open → |